Throughout AppCAA’s work, we emphasize improving low-income individuals in Southwest Virginia’s economic status. To accomplish this, AppCAA has established robust and integrated interventions to help families reduce debt, improve credit, and save for life events.
Learn more about our Financial Programs below.
AppCAA delivers group and individual workshops for adults to help them learn how to save money, reduce debt, improve their credit scores, avoid fraud and become financially independent. Each workshop lasts approximately one hour and can be attended in person or online. In addition to workshops, AppCAA offers one-on-one counseling for participants to help them develop budgets, understand types of financial services, and devise individual plans for improving their financial situations. This service is provided entirely FREE.
To learn more about this program, click “Apply Now”.
AppCAA’s Housing Counseling Program is designed to empower area residents by equipping them with the tools to improve their financial situation and maintain a stable living arrangement. Building on financial coaching, individuals work one-on-one with a HUD Certified Housing Counselor. Together, they will determine their best option — renting versus owning — and create a plan to work towards an individualized goal. This service is provided entirely FREE.
The program centers on:
To learn more about this program, click “Apply Now”.
AppCAA partners with Rural Development, by packaging 502 Direct Home Loans, and with Virginia Housing through an incentive program. This program is known as the Sponsoring Partnerships and Revitalizing Communities Program, or SPARC. The SPARC program lowers the interest rate on Virginia Housing’s first mortgage loans by one (1) percentage point from Virginia Housing’s first-time homebuyer rate.
To learn more about this program, click “Apply Now”.
AppCAA Tax Preparation Services provide FREE tax preparation to help people in Southwest Virginia and surrounding areas who generally make $64,000 or less per year. The program helps taxpayers access valuable tax credits such as the Earned Income Tax Credit. Tax preparation is offered year round. AppCAA’s Tax Preparation Service is made possible by partnerships with the Virginia CASH Campaign operated through the Virginia Community Action Partnership (VACAP), the Internal Revenue Service (IRS), and the Southwest Virginia VITA Coalition which operates under a sub award grant agreement.
Click on the following link below to file your taxes online or for help finding a VITA tax prep site near you.
To get more information on the free VITA tax preparation program, call (276) 885-0192 or start your online application for tax preparation with AppCAA by filling out the form below.
Learn more about our other programs:
